Tip Of The Day | Smartphone and Insurance | Ormond Beach Car Accident Attorney

Your smartphone may be the latest tool to help answer your auto insurance questions.

Many insurance companies now offer mobile phone applications and streamlined websites that are a breeze to call up.

Thanks to these advancements, you may be able to tap your smartphone for help the next time you:

• Get in a fender-bender and have no idea what you need to do next
• Want to rent a car and don't have your insurance identification card handy
• Shop for a new car and wonder how much the auto insurance will cost

Almost 30 percent of U.S. consumers own smartphones, according to October 2010 data from the Nielsen Company. Today, people rely on those phones to provide more insurance services.

With its Accident Toolkit, the Nationwide app offers customers a checklist of what to do after a crash.

Tips include:

• Call 911 if someone is injured
• Exchange information with the other driver
• Use GPS to log the date, time and location of the accident
• Take photos of the scene